What is Credyt
Credyt is a wallet-native monetization engine designed for AI applications. It offers real-time, usage-based billing, allowing businesses to price in any currency unit and charge for usage as it happens from pre-funded credit accounts.
Features of Credyt
- Wallet-Native Architecture: Supports balances, credits, overdrafts, and reserves for each customer.
- Real-time Billing: Charges customers as usage occurs, enabling instant top-ups based on predefined thresholds.
- Usage-Based Pricing: Aligns billing with product outcomes and AI workload costs.
- Customer Billing Portal: Provides a branded portal with real-time balances, usage tracking, and top-up capabilities.
- Flexible Pricing Engine: Allows definition of event-based, dimensional pricing models without hardcoding.
- Profitability Tracking: Correlates revenue and cost events to show real-time profitability.
- Auto Top-ups and Balance Thresholds: Supports automatic recharging when balances fall below a set threshold.
- Multi-asset Wallets: Supports various currency units and credits.
Pricing
Credyt offers usage-based pricing with no upfront fees or fixed costs. It starts at $0.00 to begin. Pricing includes free credits for early-stage companies (10 MAWs included monthly). There is no processing markup, with PSP fees passed through directly. The cost is $1 per Monthly Active Wallet (MAW).
FAQ
- How is Credyt different from existing billing solutions? Most billing systems are designed for SaaS subscriptions and invoices, lacking native support for wallets, credits, or real-time usage. Credyt is wallet-native and real-time by design, offering out-of-the-box balances, credits, and top-ups.
- Why does wallet-native billing matter for AI platforms? AI products have real costs associated with workloads like tokens and API calls. Wallet-native billing allows selling pre-funded credits and deducting usage as it happens, aligning revenue with costs and preventing customers from exceeding balances.
- Why is real-time billing so important for AI? Real-time billing prevents revenue leakage by charging as usage occurs and provides customers with immediate transparency into balances and usage, building trust and reducing support tickets.
- Does Credyt support credit-based billing? Yes, customers can purchase credits in tiers, track balances, and consume them against workloads. Pricing can be in credits, tokens, or custom units.
- Does Credyt support auto top-ups and balance thresholds? Yes, automatic recharging can be triggered when customer balances fall below a set threshold, ensuring continuous service and reducing failed transactions.
- Can Credyt work alongside my existing billing system? Yes, Credyt supports hybrid billing, allowing integration for usage-based and credit-funded models alongside existing fixed monthly fees.
- How long does it take to integrate Credyt? Credyt is designed for fast integration, handling balance checks, pricing, and billing logic via API. The customer portal is ready to use with branding.
- How does Credyt charge for its service? Pricing is based on active wallets and usage events, scaling with revenue. There are no charges for non-active customers, and no markup on PSP fees.
- Who is Credyt built for? Credyt is for AI-first startups and platforms at early and growth stages, including those building API-driven products, GPU infrastructure, or usage-based SaaS.
