Debitura

What is Debitura

Debitura is a cross-border debt collection platform that connects creditors with vetted local agencies and law firms in 183 countries. It offers a Model Context Protocol (MCP) server that allows any MCP-compatible AI assistant—such as Claude, Cursor, or VS Code Copilot—to interact with Debitura directly. Users can check case status, read partner conversations, get pricing, and submit new collection cases in plain language without leaving their AI tool.

How to use Debitura

1. Generate an API key at app.debitura.com/CreditorApiKey.
2. Add Debitura as a custom MCP connector in your AI client using the endpoint https://mcp.debitura.com/mcp with your API key in the XApiKey header.
3. Verify the connection by asking your assistant to "Ping Debitura"—it replies with your company name when the link is live.
4. Manage collections in plain language: ask your assistant to check case status, read partner messages, pull payments, preview pricing, or submit new collection cases.

Features of Debitura

• 14 curated tools: eleven read-only tools (cases, timeline, messages, payments, contracts, files, account summary, pricing preview) and three write tools (create case, upload file, send message).
• Confirmed, idempotent case submission: the assistant previews pricing and the assigned partner and requires your explicit confirmation before creating a case; retries never create duplicates.
• Safe by design: authentication is per-account API key; the server is stateless and stores nothing; traffic is protected by a web application firewall and rate limiting.
• Works with any MCP client: Claude (web, desktop, and Code), Cursor, and VS Code Copilot.
• No Cure, No Pay pricing: no setup, subscription, or platform fees—you only pay a success fee if we recover, starting at 6% depending on claim size.
• Global coverage: each case is routed to a vetted local agency or law firm in the debtor's country, across 183 countries.

Use Cases of Debitura

• Check case status: ask your AI assistant for the current status of any collection case.
• Read partner conversations: view messages from your collection partner without opening the web app.
• Pull payments: see payments received on your cases.
• Preview pricing: get a pricing estimate for a potential new case.
• Submit new collection cases: provide case details in plain language and confirm submission.
• Upload documents: attach files to a case.
• Send messages: communicate with your collection partner as a named team member.

Pricing

Debitura operates on a No Cure, No Pay model. There are no setup, subscription, or platform fees. You only pay a success fee if recovery is made, starting at 6% depending on claim size.

FAQ

Q: What is MCP? A: MCP (Model Context Protocol) is an open standard that AI assistants use to connect to outside tools and data. Instead of switching to a separate app, you give your assistant a secure connection and it can act on your behalf.

Q: How do I connect my AI assistant to Debitura? A: Generate a Debitura API key at app.debitura.com/CreditorApiKey, then add Debitura as a custom MCP connector in your AI client using the endpoint https://mcp.debitura.com/mcp with your key in the XApiKey header. Verify by asking your assistant to "Ping Debitura".

Q: Is my data secure? A: Yes. Authentication is per-account API key. The server is stateless and stores nothing—your key and case data are never written to disk. The key scopes every request to exactly one account, and traffic is protected at the edge by a web application firewall and rate limiting.

Q: What AI assistants are supported? A: Claude (web, desktop, and Code), Cursor, and VS Code Copilot. Per-client setup snippets are available in the public repository.

Q: How many tools does the MCP server expose? A: 14 tools—eleven read-only (cases, timeline, messages, payments, contracts, files, account summary, pricing preview) and three write tools (create case, upload file, send message).